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Merchant Services & Credit Card Processing Throughout California

Credit card processing should be simple, transparent, and fair. I set up California businesses with interchange-plus pricing, no hidden junk fees, next-day funding options, and real support from me—not a call center overseas. Whether you need countertop terminals, full POS systems, mobile processing, or e-commerce solutions, I’ll get you set up right and save you money.

Why Switch to Sean’s Merchant Services

  • Interchange-plus pricing – transparent and fair (you see exactly what you pay)
  • No hidden fees – no statement fees, batch fees, or monthly minimums
  • Next-day funding available (sometimes same-day)
  • Real local support – call/text me directly, not a 1-800 number
  • Competitive rates – often 20-40% lower than current processing
  • Quick setup – usually processing within 48 hours

Complete Payment Solutions

  • Countertop terminals for traditional retail and restaurants
  • Mobile processing for delivery, service calls, and markets
  • POS systems with inventory, reporting, and integration capabilities
  • E-commerce processing for online stores and websites
  • Virtual terminals for phone and mail orders
  • Recurring billing for subscription and membership businesses

Perfect Bundle with ATM Services

  • One contact for all your cash and card processing needs
  • Cash discount programs to reduce or eliminate processing fees
  • Integrated reporting across ATM and payment processing
  • Volume discounts for combined services
  • Simplified accounting with unified statements

Industry Experience

  • Restaurants & bars – full POS integration with kitchen displays
  • Retail stores – inventory management and customer tracking
  • Service businesses – mobile processing and invoicing
  • E-commerce – secure online processing with fraud protection
  • Medical practices – HIPAA-compliant processing solutions
  • Cannabis dispensaries – specialized high-risk processing

Transparent Pricing Structure

  • Interchange-plus model – you pay actual card costs plus small fixed markup
  • No markup on interchange – you pay same rates as big corporations
  • Detailed monthly statements showing exactly where your money goes
  • No long-term contracts – fair month-to-month terms
  • Free cost analysis of your current processing statements

What’s Included

  • Free terminal programming and setup
  • PCI compliance assistance and security guidance
  • Chargeback protection and dispute management help
  • 24/7 processing support and technical assistance
  • Mobile app access for real-time reporting and management
  • Integration assistance with existing POS and accounting systems

Frequently Asked Question

Send me your last 2-3 processing statements and I'll show you exactly what you'd save. Most clients save 20-40%.

No 5-year handcuffs here. Fair terms that let you leave if you're not happy with the service.

Absolutely—retail chains, restaurant groups, service companies. Volume pricing and centralized reporting available.

Depends on your business. I work with modern, reliable systems that fit your industry and budget—not just what pays me the highest commission.

Usually within 48 hours for standard businesses. Same-day setup possible for urgent situations.

Yes, through several partners. Lease and purchase options available for terminals and POS systems.

Request a free savings analysis of your current processing.

Call/Text Sean (916) 796 – 9993

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