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ATM Processing Services

Start Your Own ATM Business with Confidence

Thinking about starting your own ATM business in California or anywhere in the U.S.? You’re in the right place. At Platinum Payment Solutions, we specialize in ATM transaction processing that allows independent operators to launch and grow their business with ease.

With our platform, you keep 100% of the surcharge revenue from your ATMs — while we handle the secure, behind-the-scenes processing that makes every transaction possible.

Why Choose Platinum Payment Solutions for ATM Processing?

  •  Keep All the Surcharge – Unlike other processors that take a cut, we ensure you keep every dollar of surcharge income.
  •  Reliable Processing Network – Fast, secure, and compliant processing backed by industry-leading technology.
  • Support for New Operators – Whether you’re buying your first ATM or scaling a network, we provide training, guidance, and best practices.
  •  Banking & Compliance Made Easy – We help you navigate regulations, compliance requirements, and cash management.
  •  Transparent Reporting – Real-time transaction monitoring and settlement reports so you know exactly what’s happening with your machines.

Who Is This For?

Our ATM processing services are designed for:

  • Entrepreneurs looking to start a side business or full-time ATM operation.
  • Business owners who want to place their own ATM and keep all surcharge revenue.
  • Existing ATM operators seeking a better processing partner with lower costs and better support.

How It Works

  1. Get Your ATM – Purchase or lease your ATM machine (we can guide you).
  2. Set Up Processing – We connect your ATM to our secure network.
  3. Start Earning – Every transaction is processed instantly, and you keep the full surcharge.
  4. Grow with Confidence – Add more ATMs to increase your income while we continue to handle the backend processing.

Why Platinum Payment Solutions?

With decades of experience in the ATM industry in California and nationwide, Platinum Payment Solutions is trusted by independent operators for secure processing, personal support, and honest partnerships. We’re not just a processor — we’re a partner in your success.

Ready to Start Your ATM Business?

Contact Platinum Payment Solutions today to learn how our ATM processing services can help you launch, scale, and profit from your own ATM network.

(916) 796 – 9993
sales@platinumpaymentsolutions.com

 

Keep 100% of Your Surcharge Income
Feature / Benefit Traditional ATM Placement (You Host, We Own) Your Own ATM + Platinum Payment Solutions Processing
Upfront Cost $0 Purchase or lease your own ATM (starting around $1,300)
Surcharge Revenue Small commission (we keep most of it) 100% goes to you
Processing & Settlement Handled by provider Handled by Platinum Payment Solutions
ATM Ownership Provider owns the ATM You own the ATM
Maintenance & Service Covered by provider You handle (with our guidance/support)
Monthly Passive Income Potential Limited (flat commission) Unlimited (based on transactions)
Scalability Not in your control Add as many ATMs as you want
Independence Provider sets terms You run your own ATM business

 

With ATM Processing from Platinum Payment Solutions, you take control:

  • You own the ATM.
  • You keep all the profits.
  • We handle the backend transaction processing.

Getting Started Is Simple

What Could You Earn?

Your earning potential depends on transaction volume and your set surcharge. Here are some sample scenarios:

Monthly Withdrawals Average Surcharge Your Monthly Income (You Keep 100%) Annual Income per ATM
200 $2.50 $500 $6,000
300 $3.00 $900 $10,800
500 $3.00 $1,500 $18,000
700 $3.50 $2,450 $29,400
  • Many operators start with one ATM and quickly expand once they see how profitable surcharge income can be. With Platinum Payment Solutions ATM Processing, all that profit stays with you.

 

Get Started with ATM Processing

Ready to launch your own ATM business and keep 100% of the surcharge income? Fill out the form below and our team at Platinum Payment Solutions will get back to you with all the details you need.

Prefer to talk right away? Call us at (916) 796 – 9993 or email sales@platinumpaymentsolutions.com.

Contact Form

Frequently Asked Question

No experience is required. Many of our partners are first-time entrepreneurs. We’ll guide you through selecting an ATM, setting up processing, and understanding how to manage your machine.

It depends on location and transaction volume. On average, a busy ATM in California can generate $500–$2,000+ per month in surcharge income. Since you keep 100% of the surcharge, all profits go directly to you.

As the owner, you control how much cash is placed in your ATM. Many operators use their own funds, but armored car services can also be arranged if preferred.

We provide the ATM transaction processing — the secure technology that moves money from the customer’s bank to your account. We also offer support, reporting, and compliance guidance to help you succeed.

No. With our processing program, you keep 100% of the surcharge income. Unlike placement programs, we don’t take a cut.

The main cost is purchasing or leasing your ATM (starting around $1,300). After that, your biggest investment is stocking it with cash.

Once your ATM is installed, connected, and loaded with cash, you can start earning surcharge revenue immediately.

High-traffic areas like convenience stores, gas stations, bars, and retail shops are ideal. We can provide guidance on choosing the best locations for maximum income.
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